Ghana International Bank
Tackling IFRS 9 and credit grading requirements across the bank’s trade finance, corporate loans and treasury assets
Ghana International Bank’s (GHIB) risk management culture was evolving and they needed to develop a more granular grading system. They asked for the help of Jaywing’s multi-skilled specialists to improve provisioning policy, infrastructure design and key areas of regulation and strategy.
They also needed to enhance their credit grading framework to selectively grow it’s loan portfolio to improve both Risk management and profitability.
Jaywing used its extensive commercial credit and IFRS 9 experience to develop a solution that leverages existing policies and practices, and crucially, is proportionate to the size of GHIB.
Jaywing brought together its credit risk and regulatory capital experts with the in-house experts at GHIB, collaborating to build a comprehensive credit grading framework.
In addition, Jaywing’s multi-skilled specialists worked with the Bank’s own experts to improve provisioning policy, infrastructure design and key areas of regulation and strategy.
Bill Eagleton, Chief Risk Officer at Ghana International Bank, commented: “At GHIB we place a great deal of emphasis on the importance of compliance and having robust banking practices. We were impressed with Jaywing’s approach to protecting and enhancing our credit grading framework and look forward to partnering with them as we continue to develop bespoke solutions in an ever-changing environment."
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