The state of AI risk adoption

Our latest research uncovers a shift in AI adoption across UK financial services. We've found that 65% of organisations have moved beyond discussion to active implementation, marking 2025 as the year AI becomes essential for competitive risk management.

Key findings

The research highlights several key trends:

• Measurable results are emerging - 48% report improved performance metrics (notably in credit risk and fraud), while 40% have achieved operational efficiency gains
• A clear adoption divide exists - 36% are actively using AI within and outside risk functions, while 29% are still in planning stages
• Implementation barriers are evolving - 40% cite technical and governance challenges as their primary concern, with explainability and validation frameworks being key focus areas

Why this matters

The financial services industry stands at a crucial turning point. Our data shows that AI adoption in risk management has moved beyond a competitive advantage to become a strategic necessity. The gap between early adopters and those delaying implementation continues to widen.

What's inside the report

• Detailed analysis of AI adoption trends across UK financial institutions
• Practical insights on overcoming implementation challenges
• Clear recommendations for accelerating your AI journey
• Strategic framework for sustainable AI integration