Katie Stones
Analytics Director
Katie joined Jaywing in 2006 and is one of our most experienced Risk Consultants. Katie specialises in portfolio analytics, scorecard development, strategy-setting, forecasting, and reporting. She also has experience in IFRS9 and IRB, having served as interim Capital & Impairment manager at TSB for two periods during the past 4 years.
Recently, Katie managed the delivery of an early warning enhancement to the alignment process and a “Challenger ML model” tool for HSBC’s Model Monitoring team. Prior to this Katie managed the due-diligence analysis for a liquidating portfolio as part of a potential acquisition by an investment bank - producing a cash-flow forecast and segmentation analysis, defending the methodology and results against robust challenges from the investors and sellers.
Katie’s recent strategy work includes a project with IKANO to devise AML/KYC rules for a new credit product and a major project with BNP Paribas to set their policy rules and cut-off strategy for their new Dixons scorecard. This work also included analysing the flow through the application process and identifying reasons for drop-outs along the way. A second project with BNP was to review their initial and ongoing limit strategies.
Previous work with Jaywing includes being a key part of the setting up of the risk team as part of the divestment of TSB from LBG, and a long-term role at Egg within the Jaywing-staffed credit risk team.
Katie holds a degree in Mathematics from Warwick University.
Jaywing Welcomes New Placement Students to Consultancy Division
We're delighted to welcome Mustafa Khoshnaw and Abisola Akinjole to our risk and data science consultancy.
How can lenders best assess their customers’ affordability during a cost-of-living crisis?
Credit reference agencies have many products to assist lenders with their affordability assessments, but they come at a cost.
What makes good Management Information – and how does yours measure up?
Our Analytics Director, Katie Stones, talks you through the key components of good Management Information.