Paul Monaghan

Lead Risk Consultant

Delivering best in class analytical solutions to business problems, Paul combines an expert knowledge of credit risk modelling, detailed understanding of regulations and the ability to communicate and work with people at all levels.

With over 20 years’ experience in financial and professional services, Paul has hands on experience of SAS (Base, Macros, STAT, ETS), SQL databases (SQL Server, Teradata), bad debt forecasting, and application and behavioural model building. He also has in depth knowledge of regulations - Capital Requirements Regulations (CRR), EBA RTS, Basel, IAS 39, IFRS 9.