Ghana International Bank’s (GHIB) risk management culture was evolving and they needed to develop a more granular grading system. GHIB asked for the help of Jaywing’s multi-skilled specialists to improve provisioning policy, infrastructure design and key areas of regulation and strategy.
They also needed to enhance their credit grading framework, whilst selectively growing their loan portfolio to improve both Risk management and profitability.
Jaywing used its extensive commercial credit and IFRS 9 experience to develop a solution that builds on existing policies and practices, and crucially, is proportionate to the size of GHIB.
Jaywing brought together its credit risk and regulatory capital experts with the in-house experts at GHIB, collaborating to build a comprehensive credit grading framework.
In addition, Jaywing’s multi-skilled specialists worked with the Bank’s own experts to improve provisioning policy, infrastructure design and key areas of regulation and strategy.
“We were impressed with Jaywing’s approach to protecting and enhancing our credit grading framework and look forward to partnering with them as we continue to develop bespoke solutions in an ever-changing environment."
Bill Eagleton, Chief Risk Officer at Ghana International Bank